Terms and Conditions
The term ‘Irwell Insurance Company Limited, ‘Irwell’, ‘us’, ‘we’ or ‘our’ refers to the owner of the website whose registered office is Irwell Insurance Company Limited, 2 Cheetham Hill Road, Manchester, M4 4FB. Our company registration number is 02887406. The term ‘you’ refers to the user or viewer of our website. The term ‘Website’ refers to www.Irwell.co.uk.
- The content of the pages of this website is for your general information and use only. It is subject to change without notice.
- We do not provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness or suitability of the information and materials found or offered on this website for any particular purpose. You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law.
- Your use of any information or materials on this website is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any products, services or information available through this website meet your specific requirements.
- This website contains material which is owned by or licensed to us. This material includes, but is not limited to, the design, layout, look, appearance, branding, logo and graphics. Reproduction of any material of any kind within our website is prohibited without prior written permission from Irwell Insurance Company Limited.
- All trademarks reproduced in this website, which are not the property of, or licensed to Irwell Insurance Company Limited, are acknowledged on the website.
- Unauthorised use of this website may give rise to a claim for damages and/or be a criminal offence.
- From time to time, this website may also include links to other websites. These links are provided for your convenience to provide further information. They do not signify that we endorse the website(s). We have no responsibility for the content of the linked website(s).
Irwell Insurance Company Limited shall not be liable for any loss of use, profits, savings or data or any indirect, special or consequential damages or losses, whether such losses arise in contract, negligence or tort, including without limitation, any losses in relation to your use of, reliance upon or inability to use the Website.
Irwell Insurance Company Limited cannot warrant that the Website is free of viruses or technical defects of any description‚ and accepts no responsibility for any technical problems arising from your use of the Website.
We will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of the Website or to your downloading of any material posted on it or on any website linked to it.
Linking to the Website
You must gain written permission to link to our Website. Once permission is obtained, you may link to the Website, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it, but you must not establish a link in such a way as to suggest any form of association, approval, or endorsement on our part where none exists.
The Website must not be framed on any other website, nor may you create a link to any part of our Website without our express written permission. Irwell Insurance Company Limited reserves the right to withdraw linking permission without notice. Our status (and that of any identified contributors) must always be acknowledged as the authors of material on the Website.
Data Protection and Privacy
Any personal information you supply to Irwell Insurance Company Limited via the Website will be treated in accordance with the Data Protection Act 2018 and the Privacy and Electronic Communications Regulations 2003.
You must not misuse the Website by knowingly introducing viruses, Trojans, worms, or other material which is malicious or harmful. You must not attempt to gain unauthorised access to the Website, the server on which the Website is stored or any server, computer or database connected to the Website.
You must not attack the Website
By breaching this provision, you may commit a criminal offence under the Computer Misuse Act 1990. We may report any such offence to the relevant law enforcement authorities and we will cooperate with those authorities by disclosing your identity to those authorities.
We will not be liable for any loss or damage caused by malicious or harmful material that may infect your computer, your computer equipment, computer programs, data or other proprietary material as a result of your use of the Website or as a result of you downloading any material posted on the website or downloading any material from any website linked to our website.
Irwell Insurance Company Limited has established the Website in England. We have chosen the laws of England & Wales to apply to the Website and for any dispute to be heard by the Courts of England & Wales.